Multi-currency deposits

We all want our money to earn interest when we're not using it.  At Lloyds TSB Asia, we're here to help you be a smarter saver. Whether you're setting money aside for something special or just for a rainy day, saving with us is quick and easy.

We offer:

• A choice of  9 major international currencies including USD, EUR, GBP, AUD, NZD, CAD, HKD, JPY, CHF.
• Automatic rollovers and interest reinvested and paid on withdrawal. There is also no need for an associated current or checking account.
• A full range of deposit periods are available ranging from 24 hours up to 12 months depending on your personal needs.
• Available to both personal and corporate/trust customers.

For individual customers, a minimum deposit of USD75,000 or currency equivalent is required for our Hong Kong Branch or USD50,000 or currency equivalent for our Singapore Branch.

For corporate and trust customers, there is a minimum deposit requirement of USD500,000 or currency equivalent for corporate accounts and USD1,000,000 or currency equivalent for trust accounts.

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Important Notice:
* Your money will be deposited with Lloyds TSB Bank plc at one of our branches in Hong Kong and/or Singapore according to your preference. The repayment of eligible deposits taken by Lloyds TSB Bank plc Hong Kong Branch is guaranteed by the Hong Kong SAR Government's Exchange Fund, until the end of 2010. Deposits opened with our Singapore Branch will be guaranteed by the Government of Singapore on the full amount of their deposits untill 31st December 2010. But if your deposits are pledged with Lloyds TSB Bank plc, then the guarantee from Hong Kong SAR Government's Exchange Fund and the Government of Singapore will not apply.

Interest on deposits in Hong Kong and Singapore is paid without deduction of tax and the two branches do not have to report any interest earnings to tax authorities outside their respective jurisdiction. However, depositors may be liable for tax in the country of their residence, nationality or domicile. It is the depositors' responsibility to check the tax treatment of their deposits in their jurisdiction and to report and pay any tax due. If in doubt, please consult your tax advisor. Lloyds TSB reserves the right to make a withholding or deduct other tax when required to do so by law.

Important Information

© Copyright 2009 Lloyds TSB

These products and services are not targeted at, and are not available to, residents of jurisdictions where it is unlawful for Lloyds TSB to offer them. If you are a resident of any European Union member country, please click here for important information.